Top 5 Mutual Funds 2025: Discounts on SBI, ICICI & HDFC

Top 5 Mutual Funds on Discount

Falling markets seem to be the perfect way to grab an opportunity but nowhere in an expert's speech do they state where an opportunity to gain is hidden. Top 5 Mutual funds at discount might be the next pucks in your portfolio.

There are mutual funds that have other long-term standing members under the same category such as these last three years and five years. These have recorded a slight correction from the last three months recently. This correction might be an opportunity for you.  

In this blog, I will present Top 5 mutual funds 2025 that belong to this category. I will also discuss the category they fall in and the reasons why they are different from the rest.  

Let's get started with the first fund. 

Detailed Video

1. SBI Contra Fund

• Before understanding how much discount one can get, it is important to know what are Contra Funds.

• In simple words, Contra funds are those mutual funds that invest in those stocks that are underperforming or considered off-color by most investors with a contrarian investment approach.

• The fund manager adopts a contrarian approach; he says that stocks are those which, in his opinion, are trading below their intrinsic value.

• Such opportunities create investments in contrarian holding which in the long term should become advantageous.
  
  

2. ICICI Prudential Value Discovery Fund - Growth

• This fund targets such stocks that are traded at a lot lower prices than their true value as ICICI Prudential Value Discovery Fund invests primarily in the value contrarian style.

• It seems that this scheme is looking for avenues through which it can generate returns in the shape of dividend income and capital appreciation by investing in mostly a well-diversified portfolio of value stocks.

• Keeping coins in investment for at least five years gives ample returns that easily surpass gains against inflation. These returns also tend to be better than those from fixed-income savings. Going through this will, however, not be smooth, and you will need to be prepared for fluctuations in the value of your investments.

3. HDFC Infrastructure Fund

• The HDFC Infrastructure Fund must allocate at least 80% of its assets into equities of the infrastructure-related companies.

• With this scheme, the investors participate in the story of capital expenditure growth in India by way of channeling investments into various securities of companies that are operatively involved with the said sectors. 

• The portfolio of the fund has a strategic diversified aspect as applied to the power and infrastructure segments.

4. Nippon India Power and Infra Fund

• At least eighty-five percent of the total corpus of the Nippon India Power & Infra Fund should be invested by the fund in equity shares of companies that have carried on infrastructure-related activities. 

• The scheme allows investors to answer an important question of India-cruising capital expenditures - through their investments in securities of companies that operate in these sectors. The portfolio of the fund is widely diversified, but particularly power- and infrastructure-focused.

• However, it should be noted that this is a sector-specific fund and it is advisable to put in a minimum of 5 years period in investment as otherwise it is high risk associated with this fund.

5. Nippon India Growth Fund

• Nippon India Growth Fund Direct Plan-Growth by Nippon India Mutual Fund is an Equity Mutual Fund Scheme and invests in a diversified portfolio of equities or stocks giving the investors exposure to various sector companies.

• A major part of the allocations to the Fund includes sectors like consumer financial services, regional banks, and chemical manufacturing. This will target sectors and take advantage of growth opportunities in those.

• One fascinating thing about this fund is that it doesn't come with any lock-in period and hence investors can get access to their investments anytime, at their convenience.

Conclusion

The top 5 mutual funds mentioned here are- SBI Contra Fund, ICICI Prudential Value Discovery Fund, HDFC Infrastructure Fund, Nippon India Power and Infra Fund, and Nippon India Growth Fund. Each fund is aimed toward particular sectors and/or strategies, such as those with a contrarian investment strategy, a focus on infrastructure to grow, or diversified equity. Of course, there are associated risks, but long-term investment may lead to rewarding results.Disclaimer:

Not a buy or sell recommendation. No investment advice is given. Future returns are not guaranteed by past returns. This Mutual Funds analysis is provided solely for informative purposes and should not be considered investment advice. Always conduct research and talk with a financial advisor before investing.