Aditya Birla Sun Life Crisil-IBX AAA NBFC-HFC Index-Dec 2025 Fund NFO

Aditya Birla Sun Life Crisil-IBX AAA NBFC-HFC Index-Dec 2025 Fund: Complete Overview

Aditya Birla Sun Life Mutual Fund launched its new fund offering Aditya Birla Sun Life Crisil-IBX AAA NBFC-HFC Index-Dec 2025 Fund under Aditya Birla Sun Life AMC Limited. The NFO date is open between October 08, 2024, to October 14, 2024, with an NFO price of Rs.1000.  This Scheme is an open-ended Target Maturity Index Fund that will track the CRISIL-IBX AAA NBFC-HFC Index-Dec 2025. It is a moderate interest rate risk and relatively low credit risk Scheme.

 

 

Aditya Birla Sun Life Crisil-IBX AAA NBFC-HFC Index-Dec 2025 Fund Details

The Scheme might be suitable for such investors who are looking for income during the target maturity period and an open-ended Target Maturity Index Fund that, subject to tracking mistakes, aims to follow the underlying Index through December 2025.

The scheme will invest 95-100% in Instruments comprising of the CRISIL-IBX AAA NBFC-HFC Index-Dec 2025 and 0-5% in money market & debt instruments (including Cash and cash equivalent).

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Fund Overview

The Aditya Birla NFO for this scheme's minimum amount is Rs.1000 and in multiples of Rs.1 thereof.

 

Why Crisil-IBX AAA NBFC-HFC Index-Dec 2025?

• Securities in the NBFC and HFC sectors have a minimum outstanding amount of Rs.750 crores at the issuer level.

• Minimum outstanding amount of Rs.100 crores at the security level.

• A portfolio of AAA issuers is retained until maturity unless they lose eligibility. Issuers are chosen and ranked based on liquidity score.

• Six-month lookback time for security selection

 

What are Sectorial Target Maturity Funds?

• Compliance with MF Regulation, subject to tracking errors.

• Focused on the sector. Limits apply as per methodology by index provider.

• Available through Fund House, subject to exit loads.

• Focus exposure within a specific sector for higher visibility of risk and a targeted return profile.

 

Why invest in Sectorial Target Maturity Funds?

• Yields on corporate bonds and liquidity are comparatively balanced.

• Possibility of price return benefit given the decline in yields.

• Credit risk is restricted to AAA-rated financial services sector instruments.

• Liquidity that is accessible for the term of the fund.

• Comparatively better in terms of risk and reward, with comparatively greater yields.

• The roll-down technique is appropriate given the current state of interest rates.

How To Invest in the Scheme After the Closure Date?

If you have missed participating in the New Fund Offer and now want to invest in the same Scheme on a continuous basis, then within 5 working days from the allotment, when the Scheme will reopen; you will have the option to participate and invest directly in this NFO Mutual Fund by spending at NAV based price by logging on to your Demat account and search for “Aditya Birla Sun Life Crisil-IBX AAA NBFC-HFC Index-Dec 2025 Fund” or directly with the AMC or simply click the ‘Banner’ below.

The Objective of the Fund

The scheme's investment objective is to produce returns that, subject to tracking errors, equal the whole return of the investments as indicated by the CRISIL-IBX AAA NBFC-HFC Index-Dec 2025 before expenditures. 

Asset Allocation (% of total Assets) of the Scheme's portfolio will be as follows:

Peers of Aditya Birla Sun Life Crisil-IBX AAA NBFC-HFC Index-Dec 2025 Fund

Since this scheme is a new scheme, hence no past performance data is available.

 

Risk Factors in Such Funds

• The Scheme will be exposed to the risks connected with such concentration if it chooses to focus its investments on the securities of certain NBFC-HFC issuers.

• The scheme might be more volatile and risky than it would typically be in a fund portfolio of debt instruments that are more varied.

• The Scheme will not be actively managed because it plans to invest at least 95% of its net assets in the Underlying Index's securities in the same ratio.

• Although closely tracking the index is the scheme's goal, performance may not always match the underlying Index's performance on a given day or over a particular length of time.

 

Past Performance of Crisil-IBX AAA NBFC Funds

 

Aditya Birla Sun Life Crisil-IBX AAA NBFC-HFC Index-Dec 2025 Fund-Growth Fund Managers:

• Mr. Sanjay Godambe.

Conclusion

This serves with a focused investment, especially for those who are targeting to get moderate risk but returns that track the NBFC and HFC sectors. Relatively, it would be low in credit risk as the fund tracks the high-quality AAA-rated index. It may appeal especially to those who would require a certain maturity period, still with smooth liquidity access. It has market and index tracking risks, just like any other investment.

Disclaimer: This NFO analysis is provided solely for informative purposes and should not be taken as investment advice. Always research and talk with an eligible financial advisor before investing.