IDFC FIRST Bank offers various credit cards crafted for diverse lifestyles, offering benefits across multiple categories like lifestyle, rewards, travel, and more. With lifetime-free options, lower interest rates, and incremental rewards that never expire, there's a card for everyone here. Choose wisely to match your spending patterns and income eligibility. Explore the features, fees, and charges of IDFC FIRST Credit Cards for a better understanding.
IDFC FIRST Credit Cards are renowned for their lifetime-free structure and incremental reward systems. Depending on the card type, you can unlock travel, dining, entertainment, and more benefits.
Here are some top lifetime-free IDFC FIRST Bank Credit Cards:
Each IDFC Credit Card comes with distinct features tailored to cater to different needs:
Reward Points: Earn points on online and offline transactions across various categories like shopping, travel, and dining. Cards offer incremental rewards based on spending thresholds and accelerated tips on birthdays.
Welcome Benefits: Enjoy activation benefits ranging from e-vouchers to cashback offers upon meeting initial spending criteria.
Lifetime Free: Four credit cards are free for life, catering to different spending habits and income criteria, ensuring no joining or annual fees.
All-round Benefits: Beyond specific categories, cards offer benefits on fuel, dining, insurance covers, and travel.
Understand the fees associated with IDFC FIRST Credit Cards:
Joining Fee: Nil for lifetime-free cards
Finance Charges: Range from 0.75% to 3.5% p.m. (9% to 42% p.a.)
Late Payment Charges: 15% of the total amount due (min. Rs. 100, max. Rs. 1,250)
Foreign Currency (Markup): Varies per card variant.
For detailed fees, terms, and conditions specific to each card variant, refer to the terms and conditions here.
To be eligible for an IDFC FIRST Credit Card, meet the following criteria:
Age: Minimum 21 years
Occupation: Salaried individuals
Check the required documents for applying for an IDFC FIRST Credit Card here.
Follow these steps to explore other credit card options:
Provide Your Mobile Number: Enter your number to start the application.
Verify OTP and View Offers: Confirm with the received OTP to see pre-approved offers.
Select Your Preferred Card: Choose a suitable credit card that fits your requirements.
Apply and Submit Documents: Complete the application by providing the necessary documents.
Click Here to Apply for an IDFC First Credit Card and experience Financial Freedom
