5 Best Credit Cards in 2025 | Top Offers & Benefits

5 Best Credit Cards in 2025

The year 2024 is about to end and the year 2025 is about to welcome. So you must be searching for the best credit cards for 2025 to save your regular expenses. An essential component of payment transactions is the use of credit cards. Individuals often find that several credit cards provide a range of benefits that are sometimes unique to them. 

The credit cards can be arranged based on the range of banks they represent and the benefits they provide. 

List of Best Credit Cards in India For 2025.

Explore the best 5 credit cards in India below-: 

1. YES Bank Klick Credit Card

Yes Bank has developed the Klick Credit Card with Kiwi. Yes Bank is one of the many private sector banks in India that provide various financial products/services. The bank believes in complete customer orientation and provides a solution to banking requirements concerning the lifestyles of personal and business clients. The YES Bank Klick Credit Card offered by Yes Bank is a lifetime-free card meant for the modern consumer. 

Benefits:

Joining Fee- Nil

Annual Fee- Nil

Welcome Benefits- NA

Movie & Dining- N/A

Rewards Rate- 2 Reward points for every Rs.200 on Non-UPI Spends

Reward Redemption- N/A

Travel- N/A

Domestic Lounge Access- N/A

International Lounge Access- N/A

Golf- N/A

Click to Instant Apply for the YES Bank Klick Credit Card 

2. LIC Signature Credit Card

The LIC Signature Credit Card is a product of LIC in association with Axis Bank. Reward points can be earned on international and domestic transactions on this card. Travel and insurance benefits, in addition to shopping benefits, are also available on the card. So with this LIC credit card, you earn 2 reward points for every Rs.100 spent on LIC premium payments and international spending and 1 reward point for every Rs.100 for other purchases. You also get complimentary airport lounge access to select domestic Indian airports. 
Benefits:

Joining Fee- Nil

Renewal Fee- Nil

Category- Shopping

Welcome Benefits- NA

Movie & Dining- NA

Rewards Rate- On international transactions and LIC premium payments, you will earn two reward points for every Rs.100 spent. For any other category of transaction-excepting fuel transactions, wallet load, and EMI transactions on this card-you will earn one reward point for every Rs.100 spent. 

Reward Redemption- Reward points can be redeemed from the LIC rewards catalog. You may redeem your reward points from a myriad of other products, e-vouchers, and gift cards

Travel- 2 complimentary lounge access every 3 months

Domestic Lounge Access- 2 complimentary domestic lounge access every 3 months.

International Lounge Access- NA

Golf- NA

Click to Instant Apply for the LIC Signature Credit Card

3. IndusInd Bank Tiger Credit Card

A co-branded credit card has been launched by IndusInd Bank in partnership with Tiger Fintech, a Bajaj Capital Group company. It's designed for shopping and is likely to appeal to customers as it has a very attractive rewards program that allows customers to earn up to 6x points for every Rs.100 spent. The icing on the cake is that IndusInd Bank Tiger Credit Card does not charge any annual fee, thus serving as a great option.

Benefits: 

Membership Fee- None 

Renewal Fee- None 

Category- Restaurants and Movies 

Welcome Package deals- Not Applicable 

Movies & Restaurants- Notice the rate of reward points awarded per transaction as you earn 6 accelerated reward points for every Rs.100 that you spend. 

Travel- Priority Pass program allows access to over 600 lounges worldwide. 

Lounge Access Within The Country- 8 uses of a lounge at no expense per year. 

International Lounge Access- Two free visits to an international lounge especially for the Tata Neu Plus HDFC Bank Credit Card holder per year with the priority pass plan. 

Golf- The priority pass plan gives 2 free visits to a golf club.

Click to instantly apply for the IndusInd Bank Tiger Credit Card. 

4. BPCL SBI Octane Credit Card

In late 2020, the BPCL SBI card geared up to enter the market, and judging from its popularity among its users, it appears it will do quite well. This version of the card is superior to the other one as it comes with better benefits, though, for a price. The annual charge for the Octane variant was Rs.1,499 while the other option was only Rs.499 along with lower incentives. 

Benefits: 

Joining Fees- 1499 + GST 

Renewal Fees- 1499 + GST

Category- Travel, Food, and Fuel 

Welcome, and other benefits: 6000 bonus reward points worth Rs.1500. 

Enhance your movie and dinner experience with 10 times the reward points for every Rs.100 spent on movies and restaurant bills. 

Points System- For every Rs.100 spent at BPCL fuel stations (reward rate), the rate is 7.25% cash back and 1 reward point per Rs.100 on other expenditures. Ten reward points per Rs.100 spent for groceries, department stores, and movie tickets. 

Reward Points- For all Rs.100 Expenses, earn 25 Reward Points. 

Travel- Enjoy complimentary access to domestic airport lounges. 

Domestic Lounge Access- You can access the lounges four times a year (every three months).

International Lounge Access- Not Available

Golf- Not Available

Click to instantly apply for the BPCL SBI Octane Credit Card.

5. Axis Bank Atlas Credit Card

Customers of Axis Bank Atlas Credit Card who travel regularly can acquire the unique EDGE Miles with Axis Atlas Credit Card, which is a premium card in the travel category. 

This credit card is a standalone card instead of a co-branded card like other Axis Bank Travel cards. Travels, Lounge, and Dining perks are available with the Axis Atlas Credit Card which has a registration fee of Rs.5,000.

All transactions made via EDGE card will accrue EDGE Miles which can be used for booking flights and hotels on the Travel Edge portal or as Air Miles on partner airlines’ flyers such as KrisFlyair or Air India Flying Returns.

Benefits: 

Joining Charges- Rs.5,000 + GST

Renew Cost- Rs.5,000 + GST 

Category: Travel 

Welcome Benefits- In addition, users can avail of the Welcome Benefits Bonus of 2,500 Edge Miles by performing 1 transaction within 30 days of card issuance. 

Dining & Movie- For Dining & Movie purposes, EazyDiner provides partner restaurants a maximum discount of 800 up to 25%. The services can be monthly twice in nature and do require a minimum order amount set at Rs.2000.

Travel- On every Rs.100 on travel, 5 Edge Miles are earned while 2 Edge Miles are earned on every Rs.100 except purchases on hotel, airline, and travel edge portal spend. 

Based on where and how much clients generate business, they will earn EDGE Miles Categories that earn Edge Miles. 

Domestic Lounge Access- Silver Tier earns 8, Gold Tier 12, and Platinum Tier 18 annually.

International Lounge Access- The Silver Tier earns 4 times, the Gold Tier earns 6 times and the Platinum Tier earns 12 times yearly.

Click to instantly apply for the Axis Bank Atlas Credit Card.

Conclusion

To effect it, users should look and identify for best credit cards in 2025 in India according to their spending habits and other lifestyle requirements.

The YES Bank Klick Credit Card is best suited for an individual looking for a basic credit card that doesn’t charge any fees for life.

For those who frequently shop or go to movies and are seeking a rewards program, a valid alternative would be the IndusInd Bank Tiger Credit Card. 

The BPCL SBI Octane Card is available for fuel and travel advantages. 

Those who travel frequently will appreciate the benefits offered by Axis Bank Atlas Credit Card which is travel-related. 

LIC Signature Credit Card Rewards provides lounge access. Choose a card that fulfills perfectly with your financial goals and avail its features! 

Disclaimer: No buy or sell recommendation given. No investment advice is given. Information is taken from various internet websites and valid at the time of writing this content only (as of 11 January 2025) and might get changed in the future without any prior update. Discuss your eligible financial advisor or concerned credit card company or banks for details before buying. The author or the company (Finowings) shall not be responsible for any loss.