HDFC Credit Cards - Best Credit Cards in India

HDFC Bank provides a variety of credit cards that give numerous benefits like travel, rewards, shopping etc. Besides, these credit cards offer a basic Moneyback and Millennia option and advanced options like Infinia and Diners Club Black, thus fulfilling diverse needs. 

When you select the card best suited for your lifestyle, such as travel, shopping, or dining, the advantages of selecting the ‘best card’ most certainly will maximize your savings. To make this selection process easier for you, we have compiled the best HDFC Credit Cards in India available in 2025 along with their features, benefits, eligibility for quick comparison, and easy online application.

Best HDFC Credit Cards in India

Below is the list of the best credit cards in India available in 2025.

1. Swiggy HDFC Credit Card

The Swiggy HDFC Credit Card is a great fit for all those consumers who transact very often on Swiggy, spending a considerable amount across the brand's platforms every month. For example, those using Instamart for monthly essentials and groceries or food deliveries multiple times during a month could recover their fees easily, that is Rs.500, and also earn some decent cashback.

Benefits & Features:

• Joining Fee: Rs.500 + GST
  
  
• Renewal Fee: Rs.500 + GST
  
  
• Best Suited For: Dining | Food
  
  
• Reward Type: Cashback
  
  
• Welcome Benefits: Complimentary 3-Month Swiggy One Membership
  
  
• Movie & Dining: 10% Cashback on the Swiggy app including food orders, Instamart, Dineout, and more
  
  
• Earn Reward Rate: 10% Cashback on Swiggy, 5% Cashback online and 1% Cashback on other categories
  
  
• Reward Redemption: Cashback Against Credit Card Statement
  
  
• Travel: Up to 5% cashback on merchants like Uber and Ola
  
  
• Golf: 12 Free Golf Lessons, 4 Free Rounds of Green Fees, and 50% Off on Golf Services

Apply Online

Click to Instant Apply for the Swiggy HDFC Credit Card

Eligibility Criteria

2. Tata Neu Plus HDFC Credit Card

Through HDFC Tata Neu Credit Card, cardholders gain value back in the form of NeuCoins, which can be redeemed across Tata Neu as well as partner brands like Air India, BigBasket, and Westside for the flexibility of redeeming beyond a single brand.

Benefits: 

• Joining Fees: Rs.499 + GST.

• Renewal Fees: Rs.499 + GST.

• Best For: Shopping.

• Welcome Benefits: 499 NeuCoins

• Movie & Dining: NA

• Rewards Rate: 2% & 1% cashback in the form of NeuCoins while shopping on Tata and non-Tata Brands respectively. An additional 5% back as NeuCoins on the Tata Neu app or website.

• Reward Redemption: Redeeming the earned NeuCoins on certain Tata brands is possible through the Tata Neu application or website.

• Travel: Complimentary access to domestic airport lounges.

• Domestic Lounge Access: 4 complimentary visits to the domestic airport lounges, limited to 1 visit per quarter.

• International Lounge Access: N/A.

• Golf: N/A.
  
  

Eligibility Criteria

Click to Instant Apply for the Tata Neu Plus HDFC Credit Card

Conclusion

Considering card needs from various perspectives, HDFC Bank can boast of some of the best credit cards in India - from dining out to shopping and travel. Pick an HDFC credit card that suits your lifestyle, whether it be cashback on Swiggy or rewards on Tata brands. Choose one based on features, benefits, and eligibility. Apply online today to instantly enjoy exclusive offers!

Other Related Blogs

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• Explore our 5 Best Credit Cards in 2025
• Explore our best Credit Cards for Beginners

Disclaimer: No buy or sell recommendation is given. No investment advice it is. Information is taken from various internet websites and valid at the time of writing this content only (as of 01 Apr 2025) and might get changed in the future without any prior update. Discuss your eligible financial advisor or concerned credit card company or banks for details before buying. The author or the company (Finowings) shall not be responsible for any loss.