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Home >> Blog >> HSBC Credit Cards: Visa Platinum & Live+ Best Offers - 2025

HSBC Credit Cards: Visa Platinum & Live+ Best Offers - 2025

  


HSBC Credit Cards India - Best Deals to Explore!

Various reward cards, cash cards, and vibrant cards are issued by HSBC Bank. The cards carry rewards for travel, movies, shopping, and so on. They are meant to attract people from various income groups. Choosing the best credit card is crucial as per one's qualification and spending habits can mean a considerable amount of savings. It is these cards that act as bread-winning elements like cashback on online shopping, complimentary movie vouchers, and reward points on all types of spending. Let's find the best HSBC credit card in India.

1. HSBC Visa Platinum Credit Card

Benefits:

Let us see some benefits of HSBC Visa Platinum Credit Card-

  • Movie & Dining: BOGO when purchasing movie tickets with BookMyShow. EazyDiner offers dining discounts of up to 15%.
  • Rate of Reward Points: 2 points for every Rs.150 spent
  • Redemption of Rewards: Exchange reward points for air miles, gift vouchers, and other items.
  • Travel: NA
  • Access to the Domestic Lounge: NA
  • Access to the International Lounge: NA
  • Golf: NA
  • Benefits of Insurance: NA

Click to Instant Apply for the HSBC Visa Platinum Credit Card


Eligibility Criteria

  • The applicant's age group should be between 18 to 65 years.

  • The applicant should be the salary holder issued card for whom should have a stable, regular income of at least Rs.4,00,000 per month.

  • Only staff get the cards. Self-employed need to keep either a savings or current account with HSBC to apply for this card.

2. HSBC Live+Credit Card

Benefits: 

Let us see some benefits of HSBC Live+ Credit Card-

  • Dining & Movie: Saturday Being a Buy 1 Get 1 Free movie deal and up to 15% off on over 1,000 eateries in India (some of the largest cities)
  • Rewards Rate: 10% Cashback on Dining, Food, and Grocery Purchases is the reward rate. 1.5% of all other allowable purchases
  • Redemption of Rewards: Within 45 days of the card's statement date, the cashback is returned.
  • Travel: NA
  • Domestic Lounge Access: 4 complimentary domestic lounge access per annum (one each quarter).
  • Access to the International Lounge: NA
  • Golf: NA
  • Insurance Benefits: Insurance cover worth Rs.3,00,000 against misuse of the card from up to 24 hours before the time of reporting the loss of the card.

Click to Instant Apply for the HSBC Live+ Credit Card

Eligibility Criteria 

Required Age: 18-65 years. 

Employment status: Salaried or Self-Employed. 

Minimum Income: Rs.4 lac per year (Salaried). 

Conclusion:

The HSBC credit cards for movie and dining lovers can give attractive discounts and reward points, such as the HSBC Visa Platinum credit card. However, cashback and lounge access are probably a requirement, and that is where HSBC Visa Live+ is most agreeable. Such factors will also determine the best course for you to follow for making the most of these cards and savings.

If you’re looking to save on movie & dining then HSBC Visa Platinum Credit Card can serve your purpose.

If you’re looking for cashback rewards then HSBC Live+ Credit Card can soothe you well.


Disclaimer: No buy or sell recommendation given. No investment advice is given. Information is taken from various internet websites and valid at the time of writing this content only (as of 25 January 2025) and might get changed in the future without any prior update. Discuss your eligible financial advisor or concerned credit card company or banks for details before buying. The author or the company (Finowings) shall not be responsible for any loss.



Frequently Asked Questions

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Yes, you also receive rewards for EMI purchases.

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No, this card isn't based on reward points. Only purchases made online or offline that are credited within 45 days of the card's statement date are eligible for cashback.

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Yes, HSBC offers card upgrade facilities for its credit cards. However, the issuer will determine your eligibility for the same. You can submit a request if you would like to switch to a better credit card.



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