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Top 10 Benefits of Rupay Credit Card
Table of Contents
After the Reserve Bank of India announced the linkage of credit cards to UPI apps, most card issuers issued a variety of RuPay credit cards to their consumers. These clients can quickly begin making payments with their RuPay credit cards by connecting them to any UPI app of their choice. In addition, these Cards accrue reward points and receive exclusive deals and other perks on their credit cards. The RuPay network has a respectable market share in credit cards and is quickly becoming more and more well-known.
Rupay Credit Card Variants
Currently, the Rupay Credit card comes in 3 variants:
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RuPay Credit Card
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RuPay Debit Card
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RuPay Prepaid Card
Let's see these Top 10 Benefits of Rupay Credit Card.
Benefits
The biggest benefit of the Rupay Credit Card is that it is a domestic substitute for global payment networks like Mastercard and Visa which reduces dependency on foreign payment systems.
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Benefits of Rupay Credit Card
1. Reward Points: Within 90 days of the card's issuance, cardholders can attain double bonus benefits for retail and online purchases with the Rupay Classic Credit card.
2. Entertainment Benefits: Free cinema tickets, BOGO deals on movies, and other entertainment benefits are available to cardholders.
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Benefits of Rupay Platinum Credit Card
3. Insurance coverage of up to Rs.2 lac: Up to Rs.2 lac, the cardholders can protect their loved ones and themselves with Personal Accident Insurance and Permanent Disability Coverage.
4. Merchant Benefits: With their RuPay Platinum Credit Card, cardholders may take advantage of exclusive deals from a variety of retailers (both online and in-store) all year long.
5. Concierge Services: Cardholders get 24/7 access to a comprehensive range of reference services, including hotel reservations, travel help, and consulting services. concierge
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Benefits of Rupay Select Credit Card
6. Spa Benefits: The cardholders can treat themselves to a complimentary holistic spa treatment.
7. Golf Benefits: Yearly, cardholders get to enjoy a free round of golf courses at one of over 20 upscale golf facilities located in leading Indian cities.
8. OTT Facilities: A variety of content is available to cardholders, including unique content, hit movies, music without commercial breaks, and limitless video streaming.
9. Insurance Benefits: Cardholders can remain covered with Personal Accident Insurance and Permanent Disability coverage up to Rs.10 lac.
10. Baggage Loss Coverage: Up to Rs.20,000 in insurance coverage against baggage loss is provided.
Below are some Rupay Credit Cards based on top sellers-
Benefits:
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- Category: Reward Points.
- Joining Fee: Rs.499 and taxes.
- Welcome Benefits: 2% refund of NeuCoins on non-EMI purchases made on Tata Neu and affiliated Tata brands.
Click Here to Instant Apply for the Tata Neu HDFC Bank Credit Card
Benefits
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- Category: Fuel.
- Joining Fee: Rs.500.
- Annual Fee: Rs.500 (waived off if Rs.3.5 lac spent in a year)
- Welcome Benefits: EDGE reward points (up to 1,250 points worth Rs.250) on the first fuel purchase made within 30 days of the card's issuance.
- Best Feature: 4% return of values on fuel spent at IndianOil outlets.
Click Here to Instant Apply for the IndianOil Axis Bank Credit Card
Benefits
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- Category: Reward Points.
- Joining Fee: Nil
- Annual Fee: Lifetime free.
- Welcome Benefits: Once the joining fee is paid, get Luxe Gift Cards and vouchers from leading businesses like Amazon, Flipkart, Uber, Ola, Pantaloons, Bata, Amazon, Postcard Hotel, and more. Only the premium version offers these benefits.
Click Here to Instant Apply for the IndusInd Bank Platinum Credit Card
Benefits
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- Category: Fuel
- Annual Fee: Rs.499, waived upon achieving an annual expenditure of Rs.1.5 lac.
- Welcome Bonus: Rs.250 cashback on the first fuel transaction of at least Rs.250.
Click Here to Instant Apply for the IDFC FIRST Power Plus Credit Card
Conclusion
In this blog, we have covered the top 10 benefits of Rupay Credit Card. Various variants of this card provide many benefits.
For Reward Points and Entertainment benefits, Rupay Credit Cards can be a suitable choice.
For Insurance coverage, Merchant Benefits, and Concierge Services, Rupay Platinum Credit Cards can soothe you best.
For Spa Benefits, Golf Benefits, OTT Facilities, Insurance Benefits, and Baggage Loss Coverage, Rupay Select Credit Cards can serve the purpose.
Tata Neu HDFC Bank Credit Card and IndusInd Bank Platinum Credit Card can soothe one if you are looking for reward points.
If you want to save on fuel expenses, the IndianOil Axis Bank Credit Card and IDFC FIRST Power Plus Credit Card might serve the purpose.
Before selecting any card prioritize your purpose, which can make it easy for the correct selection of the card.
Hope this blog helped you with the information that you were seeking.
Frequently Asked Questions
The bank that issues the RuPay credit card sets the card's maximum cash withdrawal amount.
Yes, many merchants and ATMs around the world accept RuPay Global cards with Discover, Diners, and Pulse Network logos.
RuPay Cards provide flexibility, broad acceptability, and the strength of the RuPay brand to improve the entire card experience, catering to the varied needs of Indian consumers, businesses, and Banks.
