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Home >> Blog >> Top 5 RuPay Credit Cards on UPI for 2024 in India

Top 5 RuPay Credit Cards on UPI for 2024 in India

  


Introduction

In today's world, UPI payments are everywhere, making life simpler for us all. And when it comes to payment cards, RuPay is leading the way with its seamless integration. But with so many choices, finding the right one can be tough. That's why we're here – to make it easy for you. We've picked out the best RuPay credit cards that match your lifestyle and needs perfectly. 

So, whether you're shopping for groceries or paying bills, we've got you covered. Let's find the perfect card together.

 

1. Axis Indian Oil Credit Card (RuPay)

Rev up your savings with the Axis Indian Oil Credit Card. Designed in collaboration with RuPay, this card offers unparalleled benefits for fuel enthusiasts.

 

Joining Fees And Charges :

  • Joining Fees: Rs. 500

  • Annual Fee: Rs. 500

 

Offers and Rewards :

  • Lifetime Free: No

  • Welcome Benefits: Exciting fuel vouchers upon activation

  • Fuel Benefits to Enjoy up to 5% cashback on fuel spends at Indian Oil outlets.

  • Rewards: Earn accelerated rewards on groceries and utility bill payments.

  • Additional Features: Enjoy a fuel surcharge and attractive options for redeeming rewards.

 

Click Here to Instant Apply for Axis Indian Oil Rupay Credit Card

  

2. IndusInd Bank Credit Card (RuPay)

Experience luxury and convenience with the IndusInd Bank Credit Card, a RuPay-enabled card that promises a world of privileges.

 

Joining Fees And Charges :

  • Joining Fees: Rs. 999

  • Annual Fee: Rs. 999

 

Offers and Rewards :

  • Lifetime Free: No

  • Welcome Benefits: Complimentary vouchers and memberships upon issuance.

  • Travel Benefits: Enjoy lounge access and travel privileges.

  • Rewards: Earn accelerated rewards on travel and lifestyle spends.

  • Additional Features: Concierge services, insurance cover, and more.

 

Click Here to Instant Apply for IndusInd Bank Rupay Credit Card

 

 

3. Tata Neu HDFC RuPay Credit Card

Innovation meets rewards with the Tata Neu HDFC RuPay Credit Card, offering exclusive benefits and rewards tailored for modern-day spenders.

 

Joining Fees And Charges :

  • Joining Fees: Rs. 1,499

  • Annual Fee: Rs. 1,499

 

Offers and Rewards :

  • Lifetime Free: No

  • Welcome Benefits: Earn NeuCoins upon activation.

  • Shopping Benefits: Enjoy discounts and offers on Tata partner brands.

  • Rewards: Accelerated rewards on bill payments and recharges.

  • Additional Features: Complimentary lounge access and fuel surcharge options.

 

Click Here to Instant Apply for Tata Neu HDFC Rupay Credit Card

 

4. IDFC Power+ RuPay Credit Card

Power up your savings with the IDFC Power+ RuPay Credit Card, designed to offer unmatched benefits on fuel and everyday spends.

 

Joining Fees And Charges :

  • Joining Fees: Rs. 499

  • Annual Fee: Rs. 499

 

Offers and Rewards :

  • Lifetime Free: No

  • Welcome Benefits: Cashback on fuel purchases and welcome rewards.

  • Fuel Benefits: Enjoy savings and rewards on fuel spends.

  • Rewards: Earn accelerated rewards on retail transactions.

  • Additional Features: Roadside assistance, low interest rates, and annual fee waiver.

 

Click Here to Instant Apply for IDFC Power+ Rupay Credit Card

 

5. Kotak League Credit Card (RuPay)

Elevate your lifestyle with the Kotak League Credit Card, a RuPay-powered card offering a plethora of benefits ranging from dining to entertainment.

 

Joining Fees And Charges :

  • Joining Fees: Rs. 499

  • Annual Fee: Rs. 499

 

Offers and Rewards :

  • Lifetime Free: No

  • Welcome Benefits: Exclusive discounts and vouchers upon joining.

  • Dining & Entertainment Benefits: Enjoy discounts and offers at partner restaurants and cinemas.

  • Rewards: Earn accelerated rewards on select categories.

  • Additional Features: Zero fuel surcharge, easy redemption options.

 

Click Here to Instant Apply for Kotak League Rupay Credit Card

 

 

Conclusion

Selecting the right RuPay credit card can significantly enhance your financial journey. Whether you're a frequent traveller, a shopping lover, or a fuel consumer, there's a RuPay credit card tailored to meet your needs. Explore our top picks and embark on a rewarding journey of savings and benefits. Apply now and experience the power of RuPay on UPI in 2024.

 



Frequently Asked Questions

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Currently, about 16 banks issue RuPay credit cards, including SBI, HDFC, Axis, Union Bank, and Punjab National Bank.

 

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RuPay credit cards are usable internationally at PoS, ATM, and enabled e-commerce sites, like Discover Financial Services (DFS), DinerClub, and JCB. International transactions require enabling RuPay Platinum or Select cards.

 

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Yes, RuPay credit cards can be linked to UPI apps like Jupiter, BHIM UPI, Google Pay, Paytm, and PhonePe.

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All UPI apps such as Jupiter, BHIM, PhonePe, Paytm, and others permit linking RuPay Credit Cards for UPI transactions.

 

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Most RuPay cards offer lounge access at domestic and international airports. RuPay travel cards often provide multiple complimentary lounge accesses per quarter.

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Not all RuPay cards include free lounge access at airports. It's advisable to check the card's features and benefits beforehand.



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