Top Axis Bank Credit Cards for 2024: Check Eligibility & Apply Now

Axis Bank, one of the largest private banks in India, offers a variety of credit cards to meet the diverse needs and preferences of individuals. From basic to premium to luxury options, the bank provides a range of credit cards to suit different needs and preferences. In this article, we evaluate all the

Here are Top Axis Bank credit cards 2024 to give you an overview. This will help you choose the best fit for your needs and lifestyle.

 

Axis Flipkart Credit Card

The Axis Flipkart Credit Card is ideal for frequent shoppers at Flipkart and its partner merchants. This card provides a cashback program, making it advantageous for individuals to earn cashback on their purchases.

Key Features:

• Joining Fee: Rs. 500

• Welcome Bonus: Rs. 500 Flipkart vouchers on making the first transaction within 30 days, and a 50% discount of up to Rs.100 for new Swiggy customers.

Cashback:

• 5% cashback on Flipkart spends.

• 4% cashback on preferred merchants (Cleartrip, cult.fit, PVR, Swiggy, Uber).

• 1% cashback on other transactions apart from Flipkart and preferred merchants.

Benefits:

• 4 complimentary domestic lounge visits per year.

• 1% fuel surcharge waiver for transactions worth Rs. 400 to Rs. 4,000.

• Receive up to a 20% discount at over 4,000 partner restaurants.

Drawbacks:

• There are no benefits to offline shopping and low cashback on standard categories.

• High annual fee waiver requirement for an entry-level card.

Click Here To Apply for Axis Flipkart Credit Card

 

 

Axis Indian Oil Credit Card

If you want to save on fuel expenses, the Axis IndianOil Credit Card is best for you. It offers reward points at IndianOil outlets and decent earnings on online shopping.

Key Features:

• Joining Fee: Rs. 500

• Welcome Bonus: Up to 1,250 EDGE reward points on the first fuel transaction within 30 days.

Rewards:

• Earn up to 4% value back on fuel purchases with 20 EDGE reward points for every Rs. 100 spent at IOCL outlets.

• Get 1% value back on online shopping with 5 EDGE reward points for every Rs. 100 spent.

• Receive 1 EDGE reward point for every Rs. 100 spent on all other categories, excluding rent, wallet transactions, insurance, gold/jewelry, utilities, and government-related expenses.

Benefits:

• The annual fee is waived if you spend Rs. 3.5 lakh in the previous year.

• Get a 10% discount on booking movie tickets through BookMyShow.

• Get a 1% fuel surcharge waiver, up to Rs.50 per statement cycle, on fuel transactions ranging from Rs. 400 to Rs. 4,000.

• Enjoy up to a 15% discount on dining bills of at least Rs. 2,500 at partner restaurants through EazyDiner.

Drawbacks:

• It offers low rewards for offline spending.

• Getting the annual fee waived is challenging due to the excluded spending categories.

Click Here To Apply for Axis Indian Oil Credit Card

 

 

Indian Oil Axis Bank RuPay Credit Card

The Indian Oil Axis Bank RuPay Credit Card is a contactless co-branded card created in partnership with Axis Bank, IOCL, and NPCI.

Key Features:

• Joining Fee: Rs. 500

• Welcome Bonus: Get 100% cashback up to Rs. 250 on the first transaction within 30 days.

Rewards:

• Earn 20 Reward Points per Rs. 100 on fuel transactions at IOCL stations.

• Earn 5 Reward Points per Rs. 100 on online shopping.

• Get 1 EDGE Point per Rs. 100 on all other spends with the card.

Benefits:

• The annual fee is waived if you spend Rs. 3.5 lakh in the previous year.

• Get a 10% discount on booking movie tickets through BookMyShow.

• Get a 1% fuel surcharge waiver, up to Rs.50 per statement cycle, on fuel transactions ranging from Rs. 400 to Rs. 4,000.

• Enjoy up to a 15% discount on dining bills of at least Rs. 2,500 at partner restaurants through EazyDiner.

Drawbacks:

• It offers low rewards for offline spending.

• Getting the annual fee waived is challenging due to the excluded spending categories.

Click Here To Apply for Axis Indian Oil Rupay Credit Card

 

Axis Bank Neo Credit Card

The Axis Bank Neo Credit Card is an excellent choice for frequent online shoppers who prefer instant discounts over reward points and cashback. This card provides attractive discounts on various expenses for a nominal annual fee.

Key Features:

• Joining Fee: Rs. 250

• Welcome Bonus: 100% cashback of up to Rs. 300 on the first utility bill payment done within the first 30 days.

• Get up to 40% off on top brands like Zomato, Amazon Pay, Myntra, BookMyShow, and Blinkit.

Benefits:

• Get 15% off up to Rs. 500 on dining at partner restaurants on a minimum order value of Rs. 1,500.

• Earn 1 EDGE reward point per Rs. 200 spent.

• 10% off on booking movie tickets from BookMyShow.

Drawbacks:

• No travel benefits.

• Low reward on offline shopping.

Click Here To Apply for Axis Bank Neo Credit Card

 

 

Axis Vistara Signature Credit Card

The Axis Vistara Signature credit card is designed for the premium economy segment, catering especially to Vistara loyalists who spend heavily and strive to maximize their spending limits.

Key Features:

• Joining Fee: Rs. 3000

• Welcome Bonus: 1 complimentary Vistara Premium Economy Class ticket and Silver Membership of Club Vistara in the first year.

• Earn 4 Club Vistara (CV) points per Rs. 200 spent across all categories.

• 2 complimentary visits to select airport lounges in India on spending Rs. 50,000 in the last 3 months.

Benefits:

• Get 25% off up to Rs. 800, once per month via EazyDiner membership.

• Enjoy 3 complimentary rounds of golf at top Indian destinations.

Drawbacks:

• No international lounge access.

• High forex mark-up fee.

Click Here To Apply for the Axis Vistara Signature Credit Card

 

Axis Bank Vistara Infinite Credit Card

The Axis Bank Vistara Infinite Credit Card is the optimal choice for those who prefer flying business class. It stands out as one of the rare premium airline co-branded credit cards offering business class benefits of Vistara.

Key Features:

• Joining Fee: Rs. 10,000

• Welcome Bonus: 1 business class ticket complimentary on payment of joining fee and complimentary Club Vistara Gold Membership.

• Earn 6 CV Points per Rs. 200 spent across all categories.

• 2 complimentary domestic lounge access on spending of Rs. 50,000 in 3 months.

Benefits:

• Enjoy 6 complimentary rounds of golf at top Indian destinations.

• Receive up to 15% discount on bookings made for Trident properties.

• Get up to Rs. 1000 off at select restaurants.

Drawbacks:

• No international lounge access.

• High forex mark-up fee.

Click Here To Apply for Axis Bank Vistara Infinite Credit Card

 

 

SpiceJet Axis Bank Voyage Credit Card

The SpiceJet Axis Bank Voyage Credit Card is tailored for individuals who travel frequently, offering benefits and rewards to enhance their travel experience with SpiceJet and other partners.

Key Features:

• Joining Fee: Rs. 750

• Welcome Bonus: Get a SpiceJet e-voucher worth Rs. 1,500 on completing 2 transactions in 30 days.

• Earn 6 SC Points per Rs. 200 spent on the SpiceJet mobile application & website.

• Earn 3 SC points on every Rs. 200 spent on retail spending.

• 4 complimentary domestic lounge access.

Benefits:

• Complimentary Spice Club Silver membership.

• 1% fuel surcharge waiver on fuel purchases.

• 20% off at more than 4000 restaurants across India.

Drawbacks:

• No airport lounge access.

• Benefits are only available for SpiceJet, making it less useful if you fly with other airlines.

Click Here to Apply Now for the SpiceJet Axis Bank Voyage Credit Card

 

SpiceJet Axis Bank Voyage Black Credit Card

The SpiceJet Axis Bank Voyage Black Credit Card is a premium credit card designed for frequent travelers, offering enhanced benefits and rewards with SpiceJet and other partners.

Key Features:

• Joining Fee: Rs. 2,000

• Welcome Bonus: Get a SpiceJet e-voucher worth Rs. 4,000 on completing 2 transactions in 30 days.

• Earn 12 SC Points per Rs. 200 spent on the SpiceJet mobile application & website.

• Earn 6 SC points on every Rs. 200 spent on retail spending.

• 8 complimentary domestic lounge access.

Benefits:

• Complimentary Spiceclub Gold membership.

• 1% fuel surcharge waiver on fuel purchases.

• 20% off at more than 4000 restaurants across India.

Drawbacks:

• No international lounge access.

• Benefits are only available for SpiceJet, making it less useful if you fly with other airlines.

Click Here to Apply Now for the SpiceJet Axis Bank Voyage Black Credit Card

 

 

Axis Bank Select Credit Card

The Axis Bank Select Credit Card is designed for those seeking substantial savings on major spending categories, both online and offline. It offers accelerated reward earnings, discount offers on select brands, and complimentary memberships.

Key Features:

• Joining Fee: Rs. 3,000 (Nil for Burgundy clients)

• Welcome Bonus: 10,000 EDGE reward points worth Rs. 2,000 on the first transaction.

• 6 complimentary international lounge access to over 1,200 international airport lounges every year.

• 2 complimentary domestic lounge access on spending of Rs. 50,000 in 3 months.

• Get 20% off on BigBasket every month.

• Get Rs. 200 off twice a month on Swiggy.

• Earn 2X (20) Axis EDGE reward points per Rs. 200 spent on retail transactions.

Benefits:

• Get 6 complimentary golf rounds per year.

• Additional 6 international lounge visits on spending Rs. 3 Lakh annually.

• Get a Complimentary Priority Pass Membership on making the first transaction within 30 days.

Drawbacks:

• A high fee waiver requirement may not be suitable for low spenders.

• Benefits are primarily available for BigBasket and Swiggy, limiting usefulness for other merchants.

Click Here to Apply Now for the Axis Bank Select Credit Card

 

Samsung Axis Bank Signature Credit Card

The Samsung Axis Bank Signature Credit Card is tailored for those seeking cashback rewards specifically for Samsung products and services.

Key Features:

• Joining Fee: Rs. 500 + Taxes

• Welcome Bonus: Get 2,500 EDGE Reward Points.

• Earn Up to 10% cashback on purchasing Samsung products and services.

• Earn 5 EDGE Reward Points on every Rs. 100 spent on domestic and international transactions.

• Get 10 EDGE Reward Points per Rs. 100 with select partners.

Benefits:

• Receive 4 complimentary domestic lounge accesses per year.

• 1% fuel surcharge waiver up to Rs. 500 per statement cycle.

Drawbacks:

• Major rewards are only available for Samsung products and services.

Click Here to Apply Now for the Samsung Axis Bank Signature Credit Card

 

 

Samsung Axis Bank Infinite Credit Card

The Samsung Axis Bank Infinite Credit Card is a premium offering for those who prioritize earning cashback on Samsung products and services, offering higher rewards and benefits.

Key Features:

• Joining Fee: Rs. 5,000 + Taxes

• Welcome Bonus: Get 30,000 EDGE Reward Points.

• Earn Up to 10% cashback on purchasing Samsung products and services.

• Earn 5 EDGE Reward Points on every Rs. 100 spent on domestic and international transactions.

• Get 15 EDGE Reward Points per Rs. 100 with select partners.

Benefits:

• Enjoy 8 complimentary domestic lounge accesses per year.

• 1% fuel surcharge waiver up to Rs. 500 per statement cycle.

Drawbacks:

• High joining fee, not suitable for low spenders.

• Major rewards are only available for Samsung products and services.

Click Here to Apply Now for the Samsung Axis Bank Infinite Credit Card

 

Axis Bank REWARDS Credit Card

The Axis Bank REWARDS Credit Card offers rewards for various spending categories including apparel, department stores, and food-related purchases.

Key Features:

• Joining Fee: Rs. 1,000

• Welcome Bonus: Get 5,000 EDGE Reward points on spending a minimum of Rs. 1,000 within the first 30 days.

• Get 30% off up to Rs. 150 on food delivery via Swiggy.

• Get 15% off up to Rs. 500 at partner restaurants.

• Earn 2 EDGE reward points per Rs. 125 spent.

• Get 10X EDGE Reward points per Rs. 125 spent on department stores & apparel.

Benefits:

• Receive 2 complimentary domestic lounge accesses.

• 1% fuel surcharge waiver of up to Rs. 400 per statement cycle.

Drawbacks:

• No international lounge access.

• High interest rates on outstanding balances.

Click Here to Apply Now for the Axis Bank REWARDS Credit Card

 

 

Axis Bank Privilege Credit Card

The Axis Bank Privilege Credit Card offers benefits across all domestic and international transactions, enhancing customer savings with no capping on reward points and bonus rewards via welcome and milestone offers.

Key Features:

• Joining Fee: Rs. 1500 + GST

• Welcome Bonus: Get 12,500 EDGE reward points worth Rs. 2,500 within 30 days of the first transaction.

• Earn 10 EDGE reward points on every Rs. 200 spent domestically or internationally.

• Get vouchers of Rs. 5,000 every time you spend Rs. 2,50,000 on your card.

Benefits:

• Receive 2 complimentary domestic airport lounge accesses on spending of Rs. 50,000 every quarter.

• Get a 1% fuel surcharge waiver of up to Rs. 400 per cycle.

• Enjoy 25% off up to Rs. 800 with the Axis Bank exclusive dining program with EazyDiner.

Drawbacks:

• The redemption value of reward points is low.

• The card has a complicated process for redemption against the Miles Transfer Program.

Click Here to Apply Now for the Axis Bank Privilege Credit Card

 

Axis Bank Vistara Credit Card

The Axis Bank Vistara Credit Card is an ideal option for those seeking an affordable Vistara card. While it does not offer accelerated reward categories, you can earn CV points and other benefits.

Key Features:

• Joining Fee: Rs. 1500

• Welcome Bonus: Get 1 complimentary Vistara Economy Class ticket voucher and Club Vistara Base Membership.

• Earn 2 CV Points on spending of Rs. 200 across all categories.

• 1 complimentary Economy Class ticket voucher on spending of Rs. 1.25 lakh, Rs. 2.5 lakh & Rs. 6 lakh.

Benefits:

• Receive 2 complimentary domestic lounge accesses on spending min. Rs. 50,000 per quarter.

• Get 25% off up to Rs. 800 with the Axis Bank exclusive dining program with EazyDiner.

Drawbacks:

• Low rewards compared to other credit cards.

• High Foreign Exchange Mark-up Fee.

Click Here to Apply Now for the Axis Bank Vistara Credit Card

 

 

Axis Bank My Zone Credit Card

The Axis Bank My Zone Credit Card offers rewards across shopping, dining, and entertainment, providing discounts on top websites such as AJIO and Swiggy along with a complimentary annual membership of SonyLIV.

Key Features:

• Joining Fee: Rs. 500

• Welcome Bonus: Complimentary 1-year subscription to SonyLiv.

• Get a flat Rs. 120 off on food delivery at Swiggy twice a month.

• Buy one get one movie ticket after booking from Paytm.

• Get Up to Rs. 1,000 off at AJIO on a minimum transaction of Rs. 2,999.

• Earn 4 EDGE reward points on every Rs. 200 spent.

Benefits:

• Receive 1 complimentary domestic lounge access every year.

• 1% fuel surcharge waiver Max. Rs. 400 per statement cycle.

• Get up to 15% off Max. Rs. 500 at partner restaurants on every transaction of Rs. 1500.

Drawbacks:

• You can only avail of AJIO discount on selected designs.

• No spend-based milestone rewards.

Click Here to Apply Now for the Axis Bank My Zone Credit Card

 

Axis Magnus Credit Card

The Axis Magnus Credit Card is a popular premium travel credit card in India, known for its high reward rates, excellent redemption ratios, and unique monthly milestone features.

Key Features:

• Joining Fee: Rs. 12,500 + GST

• Welcome Bonus: Receive a Luxe gift card, The Postcard Hotels voucher, or Yatra voucher worth Rs. 12,500 on making the first transaction within 30 days.

• Earn 60 EDGE reward points for every Rs. 200 spent on the Travel EDGE portal for cumulative monthly spends up to Rs. 2 lakh.

• Earn 35 EDGE reward points per Rs. 200 spent on the Travel EDGE portal for cumulative monthly spends beyond Rs. 2 lakh.

• Receive 35 EDGE reward points for every Rs. 200 spent beyond the cumulative monthly expenditure of Rs. 1.5 lakh.

• Earn 12 EDGE reward points for every Rs. 200 spent on cumulative monthly expenses up to Rs. 1.5 lakh.

Benefits:

• Unlimited domestic lounge visits on spending Rs. 50,000 in the previous three months.

• Enjoy unlimited complimentary international lounge visits with Priority Pass, plus four additional guest visits per year.

Drawbacks:

• High spending amount required to redeem rewards for regular spenders.

• Excludes fuel, insurance, and gold/jewelry purchases from earning eligible rewards.

Click Here to Apply Now for the Axis Magnus Credit Card

 

 

Axis Bank AURA Credit Card

The Axis Bank AURA Credit Card is ideal for those looking to save on medical expenses, offering free doctor and nutritional consultations, fitness sessions, discounts on health checkups, and more.

Key Features:

• Joining Fee: Rs. 750

• Welcome Bonus: Receive a Decathlon voucher worth Rs. 750 as a card activation benefit.

• Get 4 free video doctor consultations per month via Practo.

• Get a flat 20% off on all prescription medicine orders, lab tests, and health check-ups.

• Get 4 free interactive video fitness sessions per month at Fitternity.

• Receive a discount of up to Rs. 500 on your annual health checkup at IndushealthPlus.

Benefits:

• Minimum 30% discount on nutritional/diet consultation and nutritional foods.

• 1% fuel surcharge waiver on transactions between Rs. 400.

• Up to 20% discount at partner restaurants in India.

• Earn 2 Axis eDGE Points on every Rs. 200 spent.

• Earn 5X EDGE REWARDS on insurance spends on a minimum transaction of Rs. 10,000.

Drawbacks:

• Does not cover any medical emergencies.

• Low reward rate compared to other cards.

• No benefits to physical doctor visits.

Click Here to Apply Now for the Axis Bank AURA Credit Card

 

Axis Bank Atlas Credit Card

The Axis Bank Atlas Credit Card is a premium travel credit card offering reward points that can be redeemed across 20+ travel partners, making it a great option for frequent travelers.

Key Features:

• Joining Fee: Rs. 5000

• Welcome Bonus: Receive 2,500 bonus EDGE Miles as a card activation benefit on making the first transaction within 30 days.

Customers are divided into three tiers based on spending:

• Silver: Spend over Rs. 3 lakh annually; 4 international lounge accesses, 8 domestic lounge accesses.

• Gold: Spend over Rs. 7.5 lakh annually; 6 international lounge accesses, 12 domestic lounge accesses.

• Platinum: Spend over Rs. 15 lakh annually; 12 international lounge accesses, 18 domestic lounge accesses.

Benefits:

• Up to 25% discounts at over 10,000 restaurants via EazyDiner.

• EDGE Miles are valued at INR 1 each, offering good redemption value.

Drawbacks:

• The milestone feature of the card is complex and takes time to understand.

• High forex mark-up fees.

Click Here to Apply Now for the Axis Bank Atlas Credit Card

 

Comparison Table of Axis Bank Credit Cards

 

Card Name	Joining Fee (Rs)	Welcome Bonus	Airport Lounge Access
Axis Flipkart Credit Card	500	500 Flipkart vouchers and up to Rs.100 off for new Swiggy customers.	Yes
Axis Indian Oil Credit Card	500	Up to 1250 EDGE points.	No
Indian Oil Axis Bank RuPay Credit Card	500	Up to Rs. 250 off on the first transaction.	No
Axis Bank Neo Credit Card	250	Up to Rs. 300 off on the first utility bill.	No
Axis Vistara Signature Credit Card	3000	1 Economy class ticket and silver membership of Club Vistara.	Yes
Axis Bank Vistara Infinite Credit Card	10,000	1 business class ticket and gold membership of Club Vistara	Yes
SpiceJet Axis Bank Voyage Credit Card	750	SpiceJet e-voucher of Rs. 1500	Yes
SpiceJet Axis Bank Voyage Black Credit Card	2,000	SpiceJet e-voucher of Rs. 4000	Yes
Axis Bank Select Credit Card	3,000	10,000 EDGE reward points	Yes
Samsung Axis Bank Signature Credit Card	500+Taxes	2,500 EDGE reward points	Yes
Samsung Axis Bank Infinite Credit Card	5,000+Taxes	30,000 EDGE reward points	Yes
Axis Bank REWARDS Credit Card	1,000	5,000 EDGE reward points	Yes
Axis Bank Privilege Credit Card	1,500+GST	12,500 EDGE reward points	Yes
Axis Bank Vistara Credit Card	1,500	1 economic class ticket voucher	Yes
Axis Bank My Zone Credit Card	500	1-year SonyLiv subscription	Yes
Axis Magnus Credit Card	12,500+GST	Vouchers worth Rs. 12,500	Yes
Axis Bank AURA Credit Card	750	Decathlon voucher worth Rs. 750	No
Axis Bank Atlas Credit Card	5,000	2,500 bonus EDGE miles	Yes

 

 

Conclusion

Each Axis Bank credit card offers different benefits and rewards. You can choose according to your preferences and needs from the wide range of Axis Bank credit cards. If you are an avid traveler, you can go for the Axis Bank Atlas Credit Card, SpiceJet Axis Bank Voyage Black Credit Card, and others. Whereas, if you are an online shopping lover, the Axis Flipkart Credit Card, Axis Bank REWARDS Credit Card, and others may suit you better. Evaluate the benefits, rewards, and requirements to choose the best credit card for yourself.